Loan Modification - Do I Qualify?

For many people in today’s difficult economic times, the answer to this question is YES! The problem is, with the overflow of information and the complex programs available to people today, it may seem almost impossible to know if you qualify for a Loan Modification, and if you do, what it is exactly that you qualify for.

That’s where we come in. Loan Modification411 specializes in providing exactly what you are looking for, INFORMATION. And the best part, it costs you nothing! You’ll be happy you did. Within 1 business day, but more often within minutes, our service will refer you to an ethical and honest company who will be on the phone with you to answer all of your questions, confidentially. If you choose to, this specialist can help you by taking on your case and pursuing a loan modification for you. It is completely up to you. The first step towards changing your situation is filling out the form to the right.

We also provide you with up-to-date and accurate information and loan modification advice so you can make the right decision. Here are some questions you will find answers to: What is a home loan modification? Do I qualify? What are loan modification requirements ? What is the What is the HAMP Loan Modification plan? What about making home affordable?

WARNING:
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Recently the FTC has released a rule to protect struggling homeowners from mortgage relief scams. A copy of the rule can be viewed at the link below:
             http://www.ftc.gov/opa/2010/11/mars.shtm

Loan Modification 411 is a free information site that refers eligible consumers to companies that may be able to assist them.

Latest Loan Modification News:
Nearly 200,000 Foreclosures Completed Through Q1 of 2012 May 02, 2012
BofA moves on principal reduction promised in AG settlement Apr 25, 2012
What Does the Future Look Like for the REO Industry? Apr 18, 2012
Nonprofit warns foreclosure prevention scams up 60% in 2012 Apr 17, 2012
New mortgage rule on disputed debts might hamper homebuyers seeking FHA loans Apr 17, 2012
CFPB Seeks to Enhance Consumer Protections by Targeting the Mortgage Servicing Sector Apr 16, 2012
A Hard Road to Hoe: Subprime PE Money Apr 12, 2012
The monster lurking in the shadow inventory – 12 million Americans underwater with nearly 6 million delinquent or in foreclosure with their mortgages. The hidden benefit of not paying your mortgage. Apr 12, 2012
Americans brace for next foreclosure wave Apr 12, 2012
Where is REO Industry Heading in 2012 and Beyond? Apr 12, 2012
FTC Legal Action Halts Alleged Mortgage Relief Scammers Who Lured Homeowners with Bogus Claims Apr 12, 2012
OCC: Megabanks Hike Modifications, Cut Foreclosures Apr 12, 2012
Improving Housing Market Driving Economy: Jamie Dimon Apr 12, 2012
Repeat foreclosures hit an all-time high in January Apr 12, 2012
Bank of America to reduce principal for up to 200,000 homeowners Apr 12, 2012
Still Time to Have Forgiven Mortgage Debt Excluded as Taxable Income Apr 03, 2012
Even When Debts Are Forgiven, the Tax Man Still Cometh Apr 02, 2012
OCC: Megabanks Hike Modifications, Cut Foreclosures Mar 29, 2012
Housing Hype: Recovery Turns to Relapse? Mar 27, 2012
2012 Foreclosure Levels Likely to Increase Significantly Mar 19, 2012
FBI Estimates 80% of Mortgage Fraud Involved Industry Insiders Mar 19, 2012
Bank of America: Too Crooked to Fail Mar 15, 2012
Servicing settlement means more oversight of foreclosure law firms Mar 13, 2012
Matt Taibbi: Bank of America is a “raging hurricane of theft and fraud” Mar 13, 2012
Home repossessions set to jump in 2012 Mar 13, 2012
Mortgage Loan Fraud Reports Up Significantly Mar 12, 2012
Understanding the Mortgage Settlement Part 1 The Money Mar 12, 2012
Huge Spike in Repeat Foreclosures Mar 12, 2012
California AG Unveils Bills that Support Homeowners Mar 07, 2012
The Biggest Stumbling Block to a Housing Revival Is... Mar 05, 2012
Nightmare continues for Florida foreclosure system Feb 24, 2012
HOMEOWNERS WHO NEGOTIATE DEBT RELIEF COULD SOON FACE MASSIVE TAX BILL Feb 24, 2012
California Short Sales Reach Highest Level in 3 Years Feb 24, 2012
Overdue Mortgages Number 6,082,000 Feb 22, 2012
Audit Uncovers Extensive Flaws in Foreclosures Feb 17, 2012
THE BEST, MOST REVEALING REPORTING ON THE FORECLOSURE CRISIS Feb 17, 2012
Richard Callahan: Mortgage settlement wrecks free market Feb 16, 2012
Katherine Porter: Mortgage settlement needs teeth Feb 16, 2012
Why the Foreclosure Deal May Not Be So Hot After All Read more: http://www.rollingstone.com/politics/blogs/taibblog/why-the-foreclosure-deal-may-not-be-so-hot-after-all-20120209#ixzz1m1J0fhWN Feb 10, 2012
National Mortgage Settlement Feb 09, 2012
Mortgage Modifications Down 40% Feb 09, 2012
Obama wants Congress to act on expanded home refinance plan Feb 09, 2012
Attorney Wins “Free House” in Case Before 9th Circuit Court of Appeals – A Mandelman Matters Podcast Feb 09, 2012
A Mortgage Tornado Warning, Unheeded Feb 09, 2012
Bank of America's Barbara Desoer to Retire Feb 09, 2012
FRAUDCLOSURE SETTLEMENT BREAKDOWN AMOUNT STATE BY STATE Feb 09, 2012
MADIGAN, FEDERAL GOVERNMENT & STATE ATTORNEYS GENERAL SECURE $25 BILLION SETTLEMENT WITH NATION’S FIVE LARGEST BANKS Feb 09, 2012
OCCUPY LOS ANGELES | LETTER TO AG KAMALA HARRIS – WE URGE YOU TO IMPLEMENT AN IMMEDIATE MORATORIUM ON FORECLOSURES SO YOU CAN INVESTIGATE Feb 06, 2012
Expanding our efforts to help more homeowners and strengthen hard-hit communities Feb 01, 2012
BANK OF AMERICA IMPEDING INVESTIGATION OF ITS LOAN MOD PRACTICES BY NEGOTIATING SECRET SETTLEMENTS WITH BORROWERS WHO MUST AGREE NOT TO CRITICIZE THE BANK Feb 01, 2012
HAMP Changes: Treasury Increases Incentives for Principal Reduction Feb 01, 2012
Kamala Harris: National Mortgage Deal Still Not Good Enough For California Jan 26, 2012
MERS Settles, Avoiding Class Action Foreclosure Fee Lawsuit Jan 24, 2012
CFPB, FTC Sign Agreement to Share, Clarify Powers Jan 24, 2012
Bostwick Putting SB 94 and California State Bar on Trial Jan 24, 2012
FRAUDCLOSURE TIMES | HOW MANY DAYS DOES IT TAKE TO FORECLOSE IN FLORIDA? Jan 24, 2012
10 million more mortgages set to default, expert says Jan 18, 2012
Everything You Need to Know About Wall Street, in One Brief Tale Jan 17, 2012
JPM's Dimon: A "Turn" in Housing May Be Closer Jan 16, 2012
JPM's Dimon: A "Turn" in Housing May Be Closer Jan 13, 2012
Fraud Database Reaches 20,000 Complaint Milestone Jan 13, 2012
CFPB explains what nonbank supervision will look like Jan 11, 2012
As consumer credit scores plunged in 2008-2009, lenders raised their standards Jan 11, 2012
Is There Hope for BoA, its Mortgage Business? Jan 11, 2012
With Cordray Director, CFPB Steps Up Nonbank Supervision Jan 06, 2012
California Agencies Warn Consumers About Mortgage Fraud Jan 06, 2012
January Surprise: Is Obama preparing a trillion-dollar, mass refinancing of mortgages? Jan 06, 2012
CFPB explains what nonbank supervision will look like Jan 05, 2012
Treasury not ruling out changes in last year of HAMP Jan 05, 2012
Richard Cordray Appointment Could Play Big for Housing Jan 05, 2012
California Agencies Warn Consumers About Mortgage Fraud Jan 04, 2012
Fitch: Large Backlog of Foreclosed Homes Jan 04, 2012
Is Shadow Housing Inventory Vastly Larger Than Widely Believed? Jan 03, 2012
Foreclosure free ride: 3 years, no payments Jan 01, 2012
Details of Mortgage Servicing Settlement Between Banks and AGs Begin to Emerge Dec 27, 2011
State sues for answers from Fannie Mae, Freddie Mac on housing meltdown Dec 21, 2011
EMC Agrees to Pay $28 Million in Settlement – but what about the homeowners who lost their homes due to fraud? Dec 21, 2011
The Mortgage Law Group Fights for Veterans Dec 19, 2011
The Mortgage Law Group Expands Its Reach The Mortgage Law Group, a Leading Mortgage Defense Law Firm Based in Chicago With a Network of Office Locations, Is Expanding Its National Reach With an Army of New Attorneys Dec 19, 2011
The Mortgage Law Group Helps Borrowers Fight for Their Rights in OCC Complaint Process Dec 19, 2011
Home Loan Modification Woes Delaying Housing Recovery Dec 18, 2011
LENDER PROCESSING SERVICES | ROBO-SIGNED – MASSIVE FORECLOSURE FRAUD REVEALED (VIDEO) Dec 16, 2011
CA DEM LETTER ON MUTLI-STATE FORECLOSURE SETTLEMENT AND AG HARRIS Dec 16, 2011
New Waves of Foreclosures Due to Hit? Dec 15, 2011
HOLY FRAUDCLOSURE! | CANTWELL TO JUSTICE DEPARTMENT: FULLY INVESTIGATE FRAUDULENT FORECLOSURES BEFORE BANK SETTLEMENT Dec 15, 2011
Principal reduction outpaces short sales under HAMP Dec 13, 2011
Bill Proposes Limitations on Deficiency Judgments Dec 12, 2011
Four Foreclosure Financing Myths Dec 12, 2011
WHITE PAPER | PROPERTY TITLE TROUBLE IN NON-JUDICIAL FORECLOSURE STATES: THE IBANEZ TIME BOMB? Dec 09, 2011
NBC NIGHTLY NEWS | MASS. ATTORNEY GENERAL: WHY WE ARE SUING THE BANKS (VIDEO) Dec 08, 2011
Bank of America settles investor suit against Merrill on mortgage securities for $315 million Dec 07, 2011
Attorney General Kamala D. Harris Announces Arrests in Nationwide $6 Million Loan Modification Scam Dec 07, 2011
California, Nevada team up to investigate foreclosure fraud Dec 07, 2011
Attorney General Martha Coakley urges Congress to investigate Ally Financial’s GMAC over foreclosure practices Dec 06, 2011
Foreclosure Crisis Isn't Even Halfway Over: Study Dec 06, 2011
Mortgage Delinquencies Continue to Decline as Foreclosure Inventories Climb Dec 05, 2011
COMPLAINT | COMMONWEALTH OF MASSACHUSETTS V. BANK OF AMERICA, JPMORGAN CHASE, CITIBANK, GMAC, WELLS FARGO, MERS, ET AL Dec 05, 2011
Voluntary Foreclosure Procedure Reforms May Prevent Future Crisis Dec 05, 2011
Danger Ahead: More Loan Mods May Go South Dec 02, 2011
HARP's Dirty Little Secret: Most HARP Refis are of Positive Equity Mortgages Dec 01, 2011
Attorney General Kamala D. Harris Announces Arrests in Stockton Foreclosure Scam Dec 01, 2011
Pending Sales Increase May Point to Budding Market Recovery Nov 30, 2011
Arizona AG Files Complaint Against Alleged Loan Mod Scammer Nov 29, 2011
http://www.dsnews.com/articles/study-finds-fewer-borrowers-sinking-in-negative-equity-2011-11-29 Nov 29, 2011
Fed Records First Rise in New Mortgage Delinquencies in a Year Nov 28, 2011
The Mortgage Law Group Helps Investigate Wrongful Foreclosures Nov 23, 2011
SIGTARP Continues Shut Down of Sham Loan Mod Firms on Yahoo and Bing Nov 21, 2011
Existing-Home Sales Rise Unexpectedly in October Nov 21, 2011
Obama Signs HR 2112 to Extend FHA and VA Loan Limits Through 2013 Nov 21, 2011
Past Due Mortgages = 6,298,000 Nov 19, 2011
California AG Subpoenas Fannie and Freddie Nov 18, 2011
Foreclosure Crisis Is Far From Over, Report Finds Nov 18, 2011
Homeowners, beware of firms charging a fee for mortgage help Nov 17, 2011
Fewer Home Loans Going Bad But Foreclosures On Rise Nov 17, 2011
Call for Return of Housing Counseling Dollars Resonates 445+ Strong Nov 12, 2011
Foreclosure Backlog Could Take Decades to Clear Out Nov 11, 2011
The Multistate Foreclosure Settlement Nov 09, 2011
Illinois Bank Failure Brings 2011 Tally to 85 Nov 08, 2011
Feds Sue Allied Home Mortgage Nov 08, 2011
Proposed AG Settlment Helps Big Banks Hurts Homeowners Nov 05, 2011
Former Ohio AG DAnn Testifies Before Panel Nov 04, 2011
A Foreclosure Settlement That Wouldn't Sting Nov 03, 2011
State Attorneys General and Servicers Set to Strike $25B Settlement Nov 01, 2011
STATE OF DELAWARE V. MERSCORP INC. PRESS RELEASE | BIDEN: PRIVATE NATIONAL MORTGAGE REGISTRY VIOLATES DELAWARE LAW Oct 31, 2011
Whie House Considers Underwater Refinancing Relief Oct 27, 2011
Florida Workgroup Recommends Mediation Not Be Mandatory Oct 25, 2011
Researchers say Ibanez case is about laymen's rights, not default Oct 25, 2011
Foreclosures Forecast to Hit 15 Million Homeowners Oct 24, 2011
Foreclosure activity soars, ending a lengthy lull Oct 20, 2011
Abuses Alleged in Retooled Loans Oct 17, 2011
California Quits Foreclosure Talks With Big Banks Sep 30, 2011
California breaks from 50-state probe into mortgage lenders [Updated] Sep 30, 2011
Mortgage Litigations More Than Double Year-Over-Year Sep 26, 2011
Wells Fargo accused of forging loan documents Sep 23, 2011
Mortgage industry tanks, fraud continues at Countrywide Sep 23, 2011
Divide Widens Within AG Camp Over Robo-Signing Settlement Sep 23, 2011

Recent Loan Modification Articles

Delinquent Mortgages Are Down	Mar 22, 2012 11:35AM
The month of February showed a decline in delinquent mortgages according to Lender Processing Services. Homeowners who were 30 days late or more showed a 5% decrease compared to the previous months.
Bank of America To Issue Principle Reductions	Mar 15, 2012 06:11PM
Some Bank of America homeowner's will be receiving $100,000 dollar principle reductions on their mortgages.
California Law Firm Shut Down For Fraud	Mar 12, 2012 05:03PM
A California law office has been accused of lying to innocent homeowner's about assisting them in a getting a loan modification.
Wells Fargo Neighborhood Lift Program	Feb 13, 2012 04:25PM
Wells Fargo has developed a new program called Neighborhood Lift. The purpose of the program is to "bring reluctant buyers off the sidelines to help absorb excess inventory in two major cities". The two major cities that are involved in the program ...
In The Last 6 Years Home Prices have Dropped 33 Percent Nationwide	Feb 01, 2012 04:32PM
It is being reported that since 2006 there was a 33% drop in home prices nationwide. Due to the housing crisis the rental market has increased significantly.